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Paper Id: IJCIRAS1540
Title: THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN
Published in: International Journal Of Creative and Innovative Research In All Studies
Publisher: IJCIRAS
ISSN: 2581-5334
Volume / Issue: Volume 2 Issue 10
Pages: 9
Published On: 3/30/2020 10:41:50 PM      (MM/dd/yyyy)
Main Author Details
Name: Al-Harath Abdulaziz Ateik
Institute: Al-Madinah International University
Co - Author Details
Author Name Author Institute
Barjoyai Bin Bardai Al-Madinah International University
Mohammad Mahmoud Alzubi Al-Madinah International University
Abstract
Research Area: Commerce
KeyWord: Service Quality, Trust, Costs, Technology competency, Technology Acceptance Model (TAM).
Abstract: This study proposed model that facilitate the understanding of how certain factors can affect the level of usage of FinTech services in Yemen. The main objective of this study is to gauge the possible antecedents of FinTech services usage by working on a new model based on TAMS as well as to answer the research questions posed. This study applies a quantitative research methodology, which includes a numerical measurement and analysis of the factors which influence acceptance. In this study, a survey questionnaire which involved 384 respondents were used to aggregate the results. The investigation seeks to identify whether the variables – namely FinTech Adoption by microfinance business (FA), Perceived Ease of Use (PEoU), Perceived Usefulness (PU), Service Quality (SQ), Trust (T), and Costs (C), mediating Technology Competency (TC) are positively related to the usage behavior of FinTech services. The study also found that Technology Competency (TC) positively mediate relationship between the above factor and the usage behavior of FinTech services. This study generates better understanding to the owners about the factors impacting the use of FinTech services and the factors that determine the adoption of FinTech services. In this study, the addition of new factors – Trust, Costs and service quality were deemed effective for the expansion of TAM.
Citations
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IEEE
Al-Harath Abdulaziz Ateik, Barjoyai Bin Bardai, Mohammad Mahmoud Alzubi, "THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN", International Journal Of Creative and Innovative Research In All Studies, vol. 2, no. 10, pp. 11-19, 2020.
MLA Al-Harath Abdulaziz Ateik, Barjoyai Bin Bardai, Mohammad Mahmoud Alzubi "THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN." International Journal Of Creative and Innovative Research In All Studies, vol 2, no. 10, 2020, pp. 11-19.
APA Al-Harath Abdulaziz Ateik, Barjoyai Bin Bardai, Mohammad Mahmoud Alzubi (2020). THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN. International Journal Of Creative and Innovative Research In All Studies, 2(10), 11-19.
THE MEDIATING EFFECT OF TECHNOLOGY COMPETENCY IN THE INTENTION TO ADOPT FINTECH BY MICROFINANCE BUSINESSES IN YEMEN
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